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Picture waking up daily to the sounds of waves softly rolling to their shore, sipping your coffee on your deck as the sun rises over the water. Dreamy, right? Did you know that living by the water can also help with your mental well-being? It turns out that living near water can reduce stress and raise overall levels of happiness. Who wouldn’t want that?
There are waterfront cities with surprisingly affordable home prices. And, no – you don’t need to sell your soul or win the lottery to make it happen!
Jamestown, New York
For those seeking affordable waterfront living, Jamestown is a haven. This charming city, located in the heart of Chautauqua County, has an average home price of only $119,900, according to Zillow. Picturesque views, amazing setting on Lake Chautauqua, this is dream spot if you are hoping for the lakeside tranquility.
But Jamestown is also steeped in culture and history and there are attractions such as the National Comedy Center and the Roger Tory Peterson Institute of Natural History. It doesn’t matter if you’re a nature freak or a history lover, this place has a fair bit of everything to satisfy every person’s taste.
The people of Jamestown are warm and welcoming, and it’s a great community to move into. It is a place where you will feel right at home with the local markets, friendly neighbors, and the vibrant events calendar.
Atlantic City, New Jersey
Atlantic City is famous for its casinos and steadfast boardwalk, and it’s not where you’d expect to find affordable living. But with the average home costing $220,013, those yearning for beach life without the big ticket price tag can’t afford to pass it up.
However, beyond the lights and casinos you’ll find peaceful stretches of sand offering the ideal place for a long walk and sunbathing. Also, historic landmarks and cultural sites that dot this city have something for everyone.
Located close to the Delaware Bay, Atlantic City’s housing market is booming, and the town’s location is great for those who want the hustle and bustle but want to retreat to the quiet eventually. A city of a little bit of everything, it is exciting, but not overwhelming.
Gulfport, Mississippi
Gulfport is a gem on the Gulf of Mexico and has an average home price of $192,050. This is a city full of Southern charm to the max and miles upon miles of stunning beaches, so it makes for a great place for people looking for cheap, coastal living.
But Gulfport is more than a pretty face: It boasts a thriving local economy, top-quality schools, and lots to do in free time. There is plenty to do, from fishing to golfing.
Gulfport means living in a town where hospitality and warmth are accentuated. It’s a wonderful place to live due to the mix of cultural festivals, seafood cuisine, and friendly residents.
Cleveland, Ohio
Cleveland is another city that might not immediately scream “waterfront paradise,” but with its position on the shores of Lake Erie, it’s a hidden treasure. An average home price of $107,737 makes it affordable for budget-conscious buyers. There are arts, dining, and sports abound in Cleveland. The Rock and Roll Hall of Fame and a selection of professional sports teams mean that the fun doesn’t stop.
Neighborhoods are being rejuvenated while the downtown area is growing more vibrant. Cleveland is probably your fit if you like urban living, with a hint of a waterfront.
Pascagoula, Mississippi
Homes here cost an average of $138,822, and Pascagoula offers the best of both worlds: affordability and coastal living. With beautiful beaches and plenty of deep maritime history, this buzzing Gulf Coast city has a lot to offer.
Because you are close enough to New Orleans and Biloxi, you can enjoy the best of both worlds: a quiet seaside life that makes it easy to enjoy amenities and nightlife in the cities. A lifestyle that includes fishing, boating, and beaching abound here.
Pascagoula’s strong sense of community and laid-back vibe make it an appealing choice for those looking to escape the fast pace of city life without compromising on convenience and comfort.
Corpus Christi, Texas
Corpus Christi, with an average home price of $219,014, has all the magic of coastal life mixed with the bustle of a city. With sandy shores and endless blue skies, it’s a top pick for beach lovers.
The Texas state aquarium, and the USS Lexington Museum are some of the attractions in this city. Outdoor enthusiasts will never run out of kayaking, bird watching or sailing opportunities.
Thus, in Corpus Christi people live dynamic lifestyle, spending much time out of doors, and participate in community events. It is a place to live, due to its warm weather and friendly locals.
Oscoda, Michigan
Lake Huron’s waves crash upon affordable real estate, and homes in Oscoda average $143,444. It is known for its scenic beauty and outdoor adventures and is ideal for nature lovers.
The town serves as a passageway to the Au Sable River where fishing and kayaking are a thrills to pursue. If you’re out exploring the local trails, or spending time at a local theater, Oscoda has something for everyone.
Its small-town charm, low cost of living, and friendly community make Oscoda one of the best spots for those looking to live very close to the water with an enjoyable but not fast-paced lifestyle.
Ashtabula, Ohio
Ashtabula sits on Lake Erie, a mix of historical gems and modern conveniences. The average home price is $145,429. But that’s just the beginning: the city’s picturesque harbor and varied downtown.
A rural and urban mix, Ashtabula, is known for its wineries and covered bridges. Local festivals and events create a very strong sense of community. Ashtabula is a great place if you are looking to enjoy life by the water, with charm and ways that you can afford it.
Erie, Pennsylvania
It is a city that captivates you as affordability meets the beauty of Lake Erie. With an average home price of $181,617, it’s a city with a mix of nature and culture. Between Presque Isle State Park and Erie Maritime Museum, you’ll never run out of things to do outside and see while indoors. There is a very lively art scene, and the variety of restaurants makes it a lively place to live.
Cost effective living and a friendly community as well as the beautiful waterfronts make Erie attractive to anyone wishing to enjoy coastal living without paying mega coastal bucks.
Myrtle Beach, South Carolina
Well known as a place for vacation destinations, Myrtle Beach is famous for its sandy beach and lively ambiance. Despite an average home price of $305,782, it’s more affordable than expected.
Sunbathing, surfing, and seaside strolling, there are endless options from the city’s 60-mile coastline. From world-class golf courses to amusement parks, nothing is boring. The social scene in Myrtle Beach is warmed and peppered with a mixture of locals and visitors. And because it is affordable and it has charm, it is a good choice for families and retirees alike.
Duluth, Minnesota
Lake Superior’s edge provides a spectacular view that can be yours for a modest price and Duluth is happy to oblige. The average house price is $268,903 on the average. Prices are variable, but still accessible to most.
It’s ruggedly beautiful, and a combination of urban and natural attractions makes it the perfect place for the adventuresome soul. Look into the local trails, historic Glensheen Mansion, or a performance by the Duluth Playhouse.
One thing about living in Duluth is that it puts you in a community that cares about the outdoors and cultural experiences. Its prices and unique position make it an attractive destination for anyone wanting a new beginning.
Toledo, Ohio
An industrial city on the western tip of Lake Erie, Toledo is surprisingly affordable. At an average home price of $121,511, it is a great opportunity for those in search of waterfront living on a budget.
Toledo has a rich arts scene with the Toledo Museum of Art and historic Valentine Theatre among its numerous cultural offerings. The city’s parks and recreational facilities will also be liked by those who are fond of an outdoor activity.
Toledo is an affordable city with a vibrant community, which makes it a great place to call home as you enjoy the Great Lakes and a cultural and fun scene.
Aberdeen, Washington
Aberdeen, a coastal city, has a quirky, charming feel to it, and boasts affordable housing if you want to live next to the water. The average home price is $220,127, and because of its closeness to the Pacific Ocean and plentiful greenery, it is a sought-after spot.
From its rich logging history to its beauty, the city also offers an array of outdoor activities. Take a stroll and explore the local beaches, hike the nearby trails, or spend a relaxing day out at one of the city parks. Aberdeen’s small-town atmosphere, along with its lower rent prices, has made it an inviting place for families and individuals looking for a laid-back feeling by the coast.
Ocean City, Maryland
Ocean City known for its vocal, ninety-four-acre boardwalk and impressive coastline. Not the cheapest — prices have an average of $451,567 — its options for housing are quite varied, and there will be something within the means of most.
It’s a lively city crammed with amusement parks, arcades, and miles of sandy beaches, which is why families and vacationers are drawn to this city. It also has a great local seafood and dining scene. Ocean City itself is a diverse and welcoming community full of full-time residents and seasonal visitors. The affordability and its charm are what make it a place where people want to have a waterfront home.
Brownsville, Texas
At the very southern tip of Texas, Brownsville offers a fascinating compilation of cultures for those looking for inexpensive waterfront living, with a typical home price of around $183,670.
The city is close to the Gulf of Mexico and, as a result has beautiful beaches and different outdoor activities available. Take advantage of the local wildlife refuges, spend a day at the beach or take a short trip into the slopes in Mexico. Affordable and steeped in cultural heritage and friendliness, Brownsville is a unique choice for living by the water, seemingly much unaffected by the grip that waterfront development has on other downtowns.
Coos Bay, Oregon
A coastal city with a reputation for a rich maritime history, Coos Bay has affordable housing options for those looking for a home with the coast, on average $330,770. It is a hidden gem in its scenic beauty and less bustle of town life.
The city’s location on Oregon’s southern coast provides access to stunning beaches, lush forests, and a variety of outdoor activities. Explore local trails, head out for a day of fishing, or go to a local state park. With affordable housing and a welcoming community, Coos Bay is an eye-catching place for someone looking for a small-town coastal lifestyle.
Eureka, California
A gem in the city of California’s rugged northern region, Eureka has a unique mix of history and culture. It is not the cheapest (average home value is about $418,081), but its relative affordability compared to other coastal cities in California is something to talk about.
It’s a great place to live because it has Victorian architecture, a thriving arts industry and close connection to majestic Redwood National and State Parks. Visit the local galleries, or see a show in the historic Eureka Theater, or spend a day hiking among the towering redwoods.
Eureka is a very diverse and very welcoming, having people ranging from artists to lovers of the outdoors, and families. It’s a unique spot with great coastal charm and relative affordability.
Disclaimer – This list is solely the author’s opinion based on research and publicly available information.
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